top of page
Blue tree logo

User name or password incorrect - contact school admin

Please wait .. loading

School Program (Primary) - Sign In

Please wait .. loading

Please wait .. loading

Please wait .. loading

Blue tree logo

Select Your Module













Blue tree logo




The story compares money to how Grandpa looked after his seeds to grow a forest. Following the story, you can either ask the students some the open question "What money lessons did you learn from the story?" (and see where the discussion takes you) and/or you can use the questions included on the slides.

If you use the questions on the slides, below we have includes some notes so you can steer the discussion to the key money lessons from the story.

  • What happens when we give away our seeds? (Spending)

This is spending our money. We want the students to understand that it is ok to spend (give some seeds away). In the story, Grandpa only kept one out of every 10 seeds he found.

  • What happens when you decide to keep a few seeds? (Saving)

This is saving our money. If we want to grow a forest (become wealthy), we need to make sure we don't give away all of our seeds (money).

  • What happens when we plant the seeds? (Money can grow - which will be explored later on).

This is growing our money. If we want our seeds (money) to grow, we need to put them in a place they will grow. We will cover bank accounts and investing in later lessons. The key message is that if we keep the seeds (money) under the bed, it won't grow.

  • Why did Richie Raccoon gain so much admiration when he spent all his gold on nice things? Do you think what he did was admirable?

People like nice things and admire others who have nice things. Whilst it is nice to feel and look Rich, Richie soon discovered that as he spent all his gold, he wasn't very wealthy as he had nothing left when he could find any more gold.

  • Why did Richie Raccoon choose to grow his own forest rather than continuing to search for gold? (i.e., to become wealthy rather than simply rich)

He realised that spending all your money (gold), means that you look and feel 'Rich' but once spent it is gone. By having his own forest, he could grow trees which would produce more seeds and he would get wealthier over time.

Lesson Plan

The lesson plan for this module is spread over too lessons to allow for lots of discussion. When testing the program with students, they really enjoyed the scenario card activity so want to make sure there is plenty of time for them to focus on this.

Lesson 1: Story and Discussion

Introduction (10 minutes)

  • Explain to the students that they are going to be learning about money. Each lesson will cover a different money topic

  • This first lesson they will be learning about how different people look after their money.

  • Ask the class "Why is it important to learn about money?" ('Financial Literacy')

Story Time (10 minutes)

  • Read them the story "Richie Raccoon vs Wealthy Wallaby" from the 'Story' section below

Group Discussion (20 minutes)

  • After you have read the story to the class, ask them the questions on the slides (see 'Slides' below) to get a discussion going and check their comprehension of the story

  • Some tips can be found in the 'Discussion' section below to make sure the discussion goes smoothly

Lesson 2: Scenarios

Class Activity: Scenario Cards (30 minutes)

  • Divide the students into groups of 4/5 students

  • Give each group a Scenario Card (see 'Scenario Card' section below for print outs)

  • Encourage students to think critically about the scenarios they are given. This can involve asking questions such as "What are the potential consequences of this scenario?" or "How do you think the people involved in this situation are feeling?"

  • Ask the groups to come up with a short skit/role-play so showcase the scenario they have been given and answer the questions on the scenario cards.

  • Have each group share their skit/role-play with the whole class

Conclusion (10 minutes)

  • The scenario cards should highlight to the students that there are many different ways to think about money, i.e., it's not just for spending. Use the different scenarios to highlight that money can be grown, and shared. It is important to also note that money requires patience.

  • Highlight the idea that anyone can become wealthy with the right knowledge and practices. In the following lessons, the students will learn how about Grandpa's 3 Rules of Wealth.



Click to open slides


Story: Richie Raccoon vs Wealthy Wallaby

Please download the pdf and read the story to the students OR download play the audio (mp3) recording below.

For context, this story is from chapter 3 of the book, Grandpa's Fortune Fables. In the early part of the book, Gail (a 13-year-old girl) has been sharing stories about how her Grandpa learned about money with her new friend Boris (who doesn't know anything about money).

Rich vs Wealthy
Download PDF • 1.26MB

Rich vs Wealthy
Download MP3 • 6.49MB


Scenario Cards (Activity):

Download, print and cut out the Scenario cards below (the scenarios are also includes in the slides above).

Hand each group one or two of the scenario cards:

  • Encourage students to think critically about the scenarios they are given. This can involve asking questions such as "What are the potential consequences of this scenario?" or "How do you think the people involved in this situation are feeling?"

  • Have students present their feedback or analysis in a structured format, such as a skit or a presentation. This can help them to develop their public speaking and communication skills.

Rich vs Wealthy - Scenario Cards (1)
Download PDF • 2.59MB

Below are the key elements we hope the students pick up on from the different scenarios:

  • Alex: Saving but not growing his money - he might not have been taught about growing money

  • Emma: Doesn't like to spend or share her money (think Scrooge) - whilst saving is good, there needs to be a balance between saving and spending, and sharing.

  • Liam: He is wealthy and has a good balance between saving, spending and sharing - this means Liam is financially healthy and happy

  • Morgan: Impatient with her money - can be tempted to give up and spend her money. Finding ways to distract herself will allow her money to grow

  • Carlos: Doesn't talk about his money - many people who are wealthy rarely talk about or show off their money - they don't see the need

  • Maria: Loves to talk her money - this can make others feel bad and jealous. Maria is might be doing this as she has a point to prove

  • Raj: He is like Richie Raccoon - wants people to believe he is Rich as he can afford to buy lots of things but doesn't have any savings (as he has planted his seeds)