top of page

The 14-Year-Old Making Money With AI - And What Your Kids Can Learn From Him

I recently came across a video of a kid who was being super entrepreneurial, making real money using AI tools that most adults haven't even heard of yet.


The kid was about 14 years old. He had been learning how to use AI website builders, tools that let you type in a few details about a business and, within minutes, spit out a beautiful, professional-looking website. No coding. No design degree. Just a description and a domain name.


Think of it like this: in the old days, getting a website built was like hiring a tailor to make a suit from scratch - expensive, slow, and out of reach for many small businesses. Today, AI is like a vending machine that pops out a perfectly fitted suit in five minutes. The tailor still exists, but a lot of people don't need one anymore for the basics.



The $500 Idea Hidden in Plain Sight


So how was this kid making money?


He went onto his dad's Facebook page and scrolled through the ads. Every time he spotted a business running an ad, he checked whether they had a website. If they didn't, he built one for them using AI, and then sold it to them.


Here's what makes this so clever: the businesses were already spending money on Facebook ads to get attention. But nearly one in three shoppers say they've decided against buying from a small business simply because it lacked a website. The ad was doing its job of catching people's eyes, but without a website, those potential customers had nowhere to go. The business was essentially pouring water into a leaky bucket.


And the opportunity is still very much there. As of 2025, 17% of small businesses still don't have a website. That sounds small but when you consider there are tens of million small businesses, that's millions of potential customers for a kid with a laptop and a bit of confidence.


The Secret Advantage: AI is Moving Faster Than Most Business Owners


That 14-year-old had an edge, not because he was smarter than the business owners, but because he was faster to learn about new tools. Most small business owners are busy running their businesses. They're not spending evenings watching YouTube videos about the latest AI website builders. They haven't tried tools like Framer, Durable, or Wix AI. They don't know that what used to take a developer two weeks and $3,000 can now be done in an afternoon.


Professional website development for a small business typically costs between $1,500 and $10,000. This kid could build something similar in an hour using AI tools, and sell it for $300–$700. The business owner wins because they're paying far less than the market rate. The kid wins because their actual cost was almost nothing but time.


It's hard to believe that kids are making $300-$700 from this idea. I think a lot of adults would be very proud of themselves if they were making this kind of money from a side project.


This opportunity won't last forever. As more people discover what AI can do, the playing field levels out. But right now, there's a window of opportunity, and kids who are curious and willing to learn are perfectly positioned to take advantage of it.


Before I share some other ways kids can use AI to make money, I want to highlight this kids ability to sell.


📒 NEW BOOK ... COMING SOON


Later this year, I’ll be releasing my second book, Frankie Fortune: The Boy Who Believed The Internet


It follows a kid on a mission to get rich… by copying what he sees on the internet. As you can imagine, it doesn’t quite go to plan. Along the way, your kids will learn powerful money lessons through Frankie’s misadventures.


👉 Subscribe for updates.


Master Salesman


What really impressed me about this kid wasn't the website. It was the pitch.


He didn't just send a cold message saying "want a website?" He thought about the problem the business owner had. You're running a Facebook ad. Someone sees it, gets curious, wants to know more, and then what? There's no website. No way to read about what you do, no way to check your prices, no way to build trust before spending money.


Over four in five shoppers conduct online research before making a purchase. The business owner's ad was stopping customers in their tracks right at that crucial moment.


When you frame it that way, you're not selling a website. You're selling peace of mind, and a solution to a problem the business owner didn't even know they had.


I'm guessing this kid used AI to help him craft that sales script too, and then practiced it until it felt natural.


I've written about this many times before: kids who learn to sell will have a massive advantage in life. This is especially true in a world where companies are likely to need fewer employees as they adopt AI. The most stable path for the next generation may not be climbing the career ladder, it could be building their own.




3 Other Ways Kids Can Use AI to Make Money


The website idea is brilliant, but it's not the only one. Here are a few more that follow the same principle, find something small businesses aren't doing well, use AI to do it faster and cheaper, and offer it to them.


1. Writing Product Descriptions and Website Copy


Local shops, and online sellers often have terrible product descriptions, or none at all. Good copy helps people make buying decisions. AI tools like ChatGPT can help a kid draft compelling, clear descriptions quickly.


Charge $5–$15 per product description, or offer a flat rate of $50–$150 for a batch. For a business selling 50 products with weak descriptions, that's a meaningful service at a fair price.


2. AI-Generated Menu or Service Brochures


Restaurants, hairdressers, tradespeople, and service businesses often have outdated or badly designed menus and brochures. Using AI design tools, a kid could offer to redesign these as digital PDFs.


Think of it like being the person who spots a shop with a tatty old sign and offers to paint them a new one, except with AI, the "painting" takes an hour, not a day. Charge $50–$200 depending on complexity.


3. Helping Businesses with Their Google Business Profile


Many businesses have incomplete or poorly-written Google Business Profiles, missing descriptions, outdated photos, or no responses to reviews. AI can help write polished business descriptions and even template responses to reviews. A kid could offer this as a one-time setup service for $50–$100.



The Bigger Lesson


What ties all of these ideas together is a mindset, not a skill set.


This 14-year-old didn't wait until he had a degree in web design. He didn't wait until he had experience. He spotted a gap, businesses spending money on ads but missing the basics, and he used the tools available to him to fill that gap.


AI has become the great equaliser. It means a curious teenager with a laptop and a few free hours can offer services that used to require expensive professionals. The barrier to starting has never been lower.


I believe AI is genuinely changing the world and fast. But like any major shift, it brings both opportunity and risk. If you're wondering about the bigger financial picture, I've explored that in my post on the potential AI Bubble in the Stock Market, where opportunity and danger are sitting very close together right now."


I hope you share this story with your kids to see if it inspires them to start using AI to earn a bit extra.


Thanks for reading,


Will


P.S., I really appreciate all the reviews of my book Grandpa’s Fortune Fables. If you have read it, it would mean a lot if you could leave an online review. It really does help the book reach more families.

Book cover and reviews on Amazon for Grandpa's Fortuen Fables

© 2023 Blue Tree Savings Ltd. All rights reserved.

  • Twitter
  • White Facebook Icon
  • White LinkedIn Icon

en-GB

Blue Tree Savings logo

Thanks for submitting! We've sent you an email (you may have to check junk)

Subscribe now for tips to make your kids wealthy ...

(plus tools and bonus content)

bottom of page